(PMAY) Pradhan Mantri Awas Yojna – Complete Details

June 29, 2015 | Last Modified: July 4, 2015 at 8:38 am

Complete details of PM Awas Yojna or Pradhan Mantri Awas Yojna | Housing for all by 2022 scheme of Indian government such as subsidy, beneficiaries, facilities, benefits, application procedure, application forms, loan availability, and all latest updates about PM Awas Yojna

Pradhan Mantri Awas Yojna (PMAY) renamed from Housing for all by 2022 scheme has been launched by the government. The PM Awas Yojna aims to provide affordable homes to about 20 million families within next 7 years i.e. from 2015 to 2022. EWS and LIG categories of the urban society will be the main beneficiaries of the scheme.

Below are the quick links to access the detailed information about PM Awas Yojna 2015 housing scheme such as subsidy information, loan facility, facilities of the housing projects, application forms and procedure and much more.

Quick Links: Introduction | Beneficiaries of PM Awas Yojna | Subsidy, Loan and EMI information | Application forms and procedure

Pradhan Mantri Awas Yojana or Housing for all by 2022 Scheme – Introduction

Pradhan Mantri Awas Yojna is an ambitious housing scheme under which the government will create affordable housing units for urban poor. However, entire urban area consisting of 4041 statutory towns will be covered under the Pradhan Mantri Awas Yojna but initial focus will be on developing housing units in 500 selected cities in the phased manner as below.

  1. Phase 1: Under the phase one of Pradhan Mantri Awas Yojana, housing units will be created in the selected 100 cities in the period from April 2015 to March 2017
  2. Phase 2: The next phase of PM Awas Yojna will cover about 200 cities or more and will take place from April 2017 to March 2019.
  3. Phase 3: The final phase of Pradhan Mantri Awas yojana Scheme, housing units will be developed in the remaining cities between April 2019 to March 2022.

The phase wise selection of cities will be done based upon the current population, current capacity, housing units requirement, urbanization rate and other factors which will be assessed thoroughly by the designate state governments and assessing bodies.

Beneficiaries of PM Awas Yojna

The main beneficiaries of housing for all scheme will be:

  • Women including widows.
  • Transgender families.
  • People belonging to Scheduled Casts (SC).
  • People belonging to Scheduled Tribes (ST).
  • Urban homeless families belonging to the economically weaker section (EWS) and lower income group (LIG) categories of the society.

Under the PM Awas Yojna scheme, the allotment of homes will be done on the name of the female head of the household or in the joint name of women and his husband.

Subsidy/Loan and EMI under the Pradhan Mantri Awas Yojna

  • Government will provide interest Subsidy of 6.5 percent on housing loan availed for 15 years.
  • A central assistance will be provided to the beneficiaries from Rs. 1 lakh to Rs. 2.30 lakh under the different components.
  • A central assistance of Rs 1.50 lakh would be provided to each eligible urban poor beneficiary to enable him build his own house or undertake improvements to existing houses.
  • Under the fourth category of subsidy, 35 percent of dwelling units of the affordable projects under the scheme will be earmarked for EWS category.

Below are the four components of the subsidy/loan under the scheme

  1. Component 1: Central Grant of Rs. 1 Lakh on an average would be provided to every eligible beneficiary.
  2. Component 2: Interest at the rate of 6.50% will be provided to EWS & LIG via credit linked subsidy scheme for a home loan for 15 Years.
  3. Component 3: Central Assistance of 1.50 lakh will be provided to each beneficiary for promoting housing stock for urban poor, provided 35 percent of dwelling units of the projects proposed are earmarked for EWS category.
  4. Component 4: Central Assistance of Rs. 1.50 lakhs will be provided to eligible urban poor, who want to build new house or undertake improvements of existing houses.

Under the PM Awas Yojna, differently-abled and older persons of the society will be given preference in the allotment of ground floors under the PM Awas Yojana Scheme. The housing units constructed under the scheme will also witness the use of more eco friendly, innovative and sustainable housing construction technologies.

Application forms and procedure of PMAY scheme

Since, this is just the beginning, several housing schemes will be launched under the PM Awas Yojna by the state governments and application forms will be available at that time only. However, this page is dedicated to provide information about the application procedure and application forms for PM Awas Yojna. All the details about the application forms and procedure will be updated on Master Plans India as soon as they are available.

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This topic contains 38 replies, has 2 voices, and was last updated by  parth 1 week, 6 days ago.

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  • #27539 Reply

    VIJAY CHARI

    please suggest the govt. not to allot those who are already own house.

  • #27629 Reply

    Rajkumar
    Keymaster

    Hi Vijay,

    There must be some such clause under the scheme not to allow allotment to those who already own houses.

    • #38603 Reply

      simba sharma

      All the scheme are online available and are also announced in the newspaper.
      For applying all you want is income proof i.e. business or salaried account details.

  • #32010 Reply

    manoj kulkarni

    please provide me information regarding how to fill the application and where shall i get the application for.

  • #32480 Reply

    Pradeep tiwari

    Pradhan mantri Awas yojana ka labh lene ke liye document ki vistrit jankari dijiye and plz ye bhi batayiye kaha , kaise , aur kis bank ke jariye aplly kiya ja sakta hai, aur rate , emi ki jankari bi batane ka kasht kare,kya yah suvidha kisi jati vishesh ke liyd hai, aur is yojana ka labh madhyam warg ke log bhi utha sakte hai.ya nahi, aur kitana loan tak dey hoga, i mean kitana loan ham bank se prapt kar sakte hai, please full datails bataiye, aur ha please hindi me, mail bi kar sakte hai, tiwaripradeep257@gmail.com

  • #33801 Reply

    vilas ghadge

    Pradhan mantri Awas yojana ka labh lene ke liye document ki vistrit jankari dijiye and plz ye bhi batayiye kaha , kaise , aur kis bank ke jariye aplly kiya ja sakta hai, aur rate , emi ki jankari bi batane ka kasht kare,kya yah suvidha kisi jati vishesh ke liyd hai, aur is yojana ka labh madhyam warg ke log bhi utha sakte hai.ya nahi, aur kitana loan tak dey hoga, i mean kitana loan ham bank se prapt kar sakte hai, please full datails bataiye, aur ha please hindi me, mail bi kar sakte hai,

  • #33819 Reply

    VIJAY CHARI

    Sir i am from goa, I want to know whether this scheme is started in goa and if not then am i eligible to apply in other state under scheme.

    Please reply.

    regards,

    VIJAY CHARI

    • #33844 Reply

      Rajkumar
      Keymaster

      The scheme is on process and the details of the scheme will be published soon as we get the information.

  • #34432 Reply

    faiyazuddin ansari

    i great thankful to modi ji for this scheme but how i can apply.

  • #35579 Reply

    sushil

    please provide me information regarding how to fill the application and where shall i get the application for.

  • #35689 Reply

    ajay kumar

    I want a home

  • #36643 Reply

    Ashley Pratap

    Dear Sir,
    Please let me know more details as per the scheme starts. I would like to have a part on this scheme, as we all want our own house!

    Please let me know Application forms and procedure of PMAY scheme.

    Regards
    Ms Ashley Pratap

  • #39958 Reply

    Shridhar Alurkar

    Namaskar!

    It was really painful for me not to find any city in Maharashtra listed under the scheme!
    What a shame for a state claiming to be at the top position in India.
    I would be more than happy to be proved wrong on this count.
    My interest is in Kolhapur, Maharashtra State.
    Thanks.

  • #40283 Reply

    Rekha K Diwate

    Respected Sir,
    Sir I don”t know about the schemes properly I live in Mulund and I don’t have my own house so modi sir is giving and help the poor people because he is the best and taken the best work to do so please inform me about the schemes and about the cost of the house because in mumbai we cannot purchase a own house because a lower class family cannot affrod the high class house the rate of the flat is above crores and we are working tempary so we don’t have the salary slip so please help to give the information about the housing schemes and possible of our own house

    Thankyou

  • #48856 Reply

    yogesh kashyap

    Main jb se paida huaa hu ab tk rent k makaan me hi rah rahaa hu 27 saal ka ho gayaa hu…
    Ghr me sabse badaa hu to ghr ki saari jimedari mujh pr h 2 bahen h jinki apne bal pr shadi ki h or ab karje se dabaa huaa hu
    To krja utarte utarte main bhi 32-35 saal ka ho jaauga or firr shadi ki sochu ya firr ghr ki meri to samjh nahi aata koi h jo mujhe smjha de..

  • #49621 Reply

    K L VERMA

    Dear sir, I have gone throughout the PMAY but u have not published the form for the scheme,and banks are also unknown for this scheme.Therefore it is requested to send the form to the bank and necessary instructions may be issued to all banks,because general public is not known about ur such scheme. one thing more the house wife who are having there plots but not having funds to built his own house, such type of ladies may be included in this scheme.

  • #49855 Reply

    Pintu Das

    Please tell me the procedure of PMAY, SO I can apply for this.

  • #49968 Reply

    arun patil

    Beshak ye sirf city ke longo ke liye par jo gaon me yane village me rahate he unako aur kisano ko to he haq nhi ki vo bhi aashiyane ka khwab dekhe

  • #50050 Reply

    hema

    mera mukayamantri avas yojana me flat nikla hai. mere aur mere husband ke pas koi income proof nahi hai. kyonki hum dono home tution karte hai. kya hum home loan le sakte hai

  • #50061 Reply

    Rajkumar
    Keymaster

    You will need affidavit from court if you do not have income proof…

  • #50557 Reply

    Sandeep Kumar

    Dear Sir,
    Please tell me, how can apply a loan in pm awas yojna and
    Which bank give the loan. I thankful to you to give information of
    pm awas yojna. Plz call me or mail me .
    Cont.no-08816991009
    mail-id- ncr@aumtekgroup.com

  • #51794 Reply

    atul ashok bandhekae

    Sir muze pepar ke bareme bataeye

  • #51793 Reply

    atul ashok bandhekae

    Dir prandhan mantri air aapne awas yojna nikali hai garib logo ke liye achi hai mai jab pepar ke bareme puchane gaya tab muze kisinebhi jawab nahi diya plese sir muze bataeye awas yojna ke liye konse pepar hona plese sir

  • #51835 Reply

    punit

    Please update on mukhyamantri gruh awas youjna at adajan surat.

    application form,drew date, due date, online application link, eligibility critearea etc.

  • #52778 Reply

    pritam tayade

    mere pati ne PMAY ka form bhara hai par ab tak koi result nahi aya, uska result kab show hoga

  • #56139 Reply

    shankar

    Respected Sir,
    Sir I don”t know about the schemes properly I live in diva and I have my own house but tuta phtaa chawl ka repair karna hai gatar che pani ghart yete so modi sir is giving and help the poor people because he is the best and taken the best work to do so please inform me about the schemes
    Thankyou

  • #60069 Reply

    MADHAB GIRI

    Dear Sir,
    I am from goa,Please tell me, how can apply a loan in pm awas yojna and
    Which bank give the loan. I thankful to you to give information of
    pm awas yojna. Plz call me or mail me .
    Cont.no-9874422669

  • #62855 Reply

    raghav sinha

    Which banks give loan under PMAY

  • #66680 Reply

    senthil kumar

    Dear sir,

    This complete filled application form which address i have send?

    PLS reply.
    Regards,

    Senthil kumar.

  • #70950 Reply

    tolani sri

    PRADHAN MANTRI AWAS YOJNA ..
    LADIES SENIOR CITIZEN APPLICANTS BE GIVEN PRIODITY AND RESERVATIONS.

  • #73590 Reply

    trinath

    Dear sir,

    please update about vizagcityhousingforall & when will allot the houses for phase1 belonging poor people.

    regards,
    Trinath

  • #74053 Reply

    Yogesh ashok Vispute

    Dear sir,
    I have bought home loan from ICICI bank under PMAY scheme but there is doubt in receiving benefit under this scheme reason behind is I’m not married yet.
    In this case i want to explain my side as
    I don’t have parents…my mom died in 1989 & father in 2006. They don’t have any home/ property on their name.
    So this is my first home … u can verify all the details I’m here to co-operate in that process as well.
    I desperately need this help / support from government.
    Kindly help / support / guide me in this matter.

    Regards,

    Yogesh Ashok Vispute, Nasik.
    vispute.yogesh@gmail.com
    +91-9146199285.

  • #75619 Reply

    Sreelekshmi

    sir please tell total time period of passing loan

  • #78268 Reply

    manikanta

    what is the last date to submit the details os PMAY scheam in bangalore please answere

  • #80605 Reply

    gadhavi jaypal

    Sir koi esi website gai jis she draw ke result sidha pata lage agar gai to muze pls batai ee gai thank you for help

  • #80689 Reply

    mamta bajpai

    Sir,
    I have been trying to locate a PMAY in Kanpur. I am assisting the applicant who is a poor woman and single mother.

    Kindly help me so that I can help her or guide her properly

  • #80884 Reply

    Alok Hirekhan

    Hi,

    Alok Here. Kindly tell me last date of PMAY form submission, and where to submit fullfilled form. I live in Bhandup east. plz let me know… thanks

  • #81020 Reply

    parth

    how to i serche my name in mumbai a
    mharastra awass yojana

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