Maharashtra government invited online registration from state farmer under Maharashtra Farm Loan Waive Scheme and as per the data received from the source, 14.11 lakh farmers submitted their application form which to listed/selected by the government for loan waiver under incentive scheme. This amount of applications received in the last two weeks and the government targets to complete the process of registration and other process by September 15. After that farmer/ farm loan waiver process will be begin by the end of October 2017.
According to the source, it is expected by the government that about 70 lakh out of 89 lakh farmers will be benefited under Maharashtra loan waiver scheme.
The farmer who wants to get benefits of loan waiver scheme can apply for the scheme through online mode from its official website and the facility is also available in Aaple Sarkar centres.
Cooperation Minister Subhash Deshmukh informed that the centres will function until all beneficiaries fill up their forms. Though the pace was slow in the beginning as the crop insurance scheme was extended to August 5, we are now receiving at least 1.25 lakh forms daily. About 14.11 farmers have registered themselves till Thursday. Besides Aaple Sarkar centres and citizen services centres at villages levels, cooperative institutions and district central cooperative banks (DCCBs) have opened are helping farmers.
The source also informed that once the application process is completed by September 15, auditors and cooperation officers will verify application forms, which is likely to take a month. The actual write-off will begin by the end of October. The application forms are linked to Aadhar cards to weed out duplication. Some unqualified people have used farmers’ names to avail loans. The role of such people will be eliminated during the verification process and bring down the number of actual beneficiaries.
About 65% outstanding loans are from nationalised banks while the rest are from DCCBs. During the last loan waiver in 2008-09, 75% of the amount went to the DCCBs. “As a major chunk of the loan is from nationalised banks, the chances of corruption automatically drop ,” the official said.