Kisan Credit Card (KCC): Government of India, Department of Agriculture Cooperation & Farmers Welfare and Ministry of Agriculture & Farmers welfare has launched the KCC Scheme 2023. Small Farmers can apply online for KCC Scheme 2023 to get benefits of Pradhan Mantri Kisan Samman Nidhi Yojana and Loan from various banks.
All the farmers can download Kisan Credit Card Loan Application form 2023-24 from official website www.pmkisan.gov.in and www.agricoop.gov.in. and applicant farmers can also check the PM KCC Application Form Status at officially website. PM-Kisan Samman Nidhi Yojana with KCC will enable famers to avail concessional Institutional credit from KCC for crops as well as animal/fish rearing at a maximum interest of 4%.
In the recent Atmanirbhar Bharat Abhiyan, Finance Minister Nirmala Sitharaman on May 14, 2020 announced a concessional credit of Rs.2 lakh crore to benefit 2.5 crore farmers through the KCC scheme. Government will undertake special drive to provide this credit to PM-Kisan beneficiaries through the Kisan Credit Card .
Also Read: Haryana Pashu Kisan Credit Card Scheme 2020
Kisan Credit Card (KCC) Scheme 2023
Under COVID-19 relief Package of RBI, farmers whose repayment is falling under this period between 1st March 2020 and 31st May 2020can skip the payment if they wish. for more information farmers required to contact their concerned bank.This relief have been provide on following types of bank loan payments:
- Bullet repayments
- Credit Card Statements
- Principal / interest components
- EMIs (Equated Monthly Installment)
PM Kisan Credit Card Application Form
The complete process to download PM Kisan Credit Card (KCC) online application from in PDF format is given below :
-
- Visit the officially website of PM-Kisan Samman Nidhi https://pmkisan.gov.in/
- Home page of the website will open as shown below
- Click at Download KCC Form in Main Menu
- The KCC Loan Application PDF form Agricultural Credit for PM Kisan Beneficiaries will be appear as show below:
- Direct link to Download Application Form: https://pmkisan.gov.in/Documents/Kcc.pdf
Details Required in Kisan Credit Card Application Form
There are the following details are required to be filled the KCC Application Form 2023:
Types of KCC/ Amont of Loan Required:
- Issue of fresh KCC
- Enhancement of existing limit
- Activation of inoperative KCC account
- Activation of inoperative KCC account
- Amount of Loan required
Particulars of the applicants:
- Name of the Applicant
- Account No.(PM Kisan Beneficiary*)
If not coved under Pardhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), consent for Auto Debit for coverage under these 2 schemes.
Details of existing loans, if any
- Bank/ Co-operative Banks/ Other Sources
- Branch Name
- Facility (KCC/ATL)
- Outstanding (RS.)
- Overdues, if any (Rs)
Particulars of total land holding of the applicant and crops:
- Name of the Village
- Suevey/ Khasra No.
- Title- Owned, Leased, Share Cropper
- Area in acres
- Name of crop to be Grown – Kharif Crops, Rabi Crops, Other Crops
KCC to Fisheries and Animal Husbandry Famers
- Name of Village
- Total Productive Dairy Animals
- Total Sheep & Goat
- Total Pigs
- Total Poultry
- Inland Fisheries & Aquaculture
- Marine Fisheries & Mariculture
Eligibility for Kisan Credit Card
There are the folowing eligibility criteria for KCC
- All farmers- individuals/ joint cultivator owners
- Tenant farmers, oral lesses and share croppers etc
- SHGs or Joint liability groups including tenant farmers
- All the beneficiaries of PM Kisan Samman Nidhi Yojana
Documents Required for Kisan Credit Card
There are the following documents required for Kisan Credit Card (KCC)
- Duly filled KCC Application Form along with self declaration
- Identity proof: Voter ID Card/ PAN Card/ Passport/ Aadhar Card/ Driving License etc
- Address proof: Voter Id Card/ Passport/ Aadhar Card/ Driving License etc
- Valid agriculture land documents
Apply Online for Kisan Credit Card
The process of online application for Kisan Credit Card
- Visit the official website of bank SBI/ Axis Bank/ PNB/ Indian Overseas Bank/ Bank of India/ HDFC Bank/ Other
- Search “Apply for KCC and download application form
- Fill the KCC Application Form and submit to nearest branch of the Bank
- Loan officer will review your form and issue application reference number
- Save the application reference number
- Once the loan is sanctioned, Kisan Credit Card will be dispatched
Highlights of PM Kisan Credit Card 2023
The important feature and highlight of PMKCC 2023 are
| Scheme Name | KIsan Credit Card (KCC) |
| Related Scheme | PM Kisan Samman Nidhi Yojana |
| Concerned Department | Department of Agriculture, Cooperation & Farmers Welfare, Ministry of Agriculture & Farmers Welfare. Government of India. |
| Beneficiaries | Famers |
| Purpose | Bank Loan for Agriculture |
| Loan Amount | Upto Rs.3 lakh |
| KCC Validity | 5 Year |
| Official Website | www.pmkisam.gov.in
www.agricoop.gov.in |
Kisan Credit Card (KCC)
Kisan Credit Card has been specially designed to provide farmers of the country a financial support. Kisan Credit Card is a government scheme that lets farmers borrow money from bank at concessional rates in the form of loans. The model was developed by National Bank for Agriculture and Rural Development. Various commercial bank, state co-operative banks and regional rural banks are the participatory members who provide the credit card.